Commercial General Liability Insurance
- $1,000,000 per Occurrence/$2,000,000 Aggregate, with no exclusions for athletic
participants.
- $2,000,000 Products and Completed Operations
- $1,000,000 Personal and Advertising Injury
- $100,000 Fire Damage
- $10,000 Medical Expense
Automobile Liability (When an organization’s vehicle is brought onsite)
$1,000,000 combined single limit for owned, hired, borrowed and non-owned
motor vehicles.
Workers' Compensation and NYS Disability Insurance (For Organizations with Employees)
Statutory Workers' Compensation (C-105.2 or U-26.3); and NYS Disability Insurance (DB-120.1) for all employees. Proof of coverage must be on the approved specific form, as required by the New York State Workers’ Compensation Board. ACORD certificates are not acceptable. A person seeking an exemption must file a CE-200 Form with the state. The form can be completed and submitted directly to the WC Board online.
Umbrella/Excess Insurance
General Use:
$1 million each Occurrence and Aggregate. Umbrella/Excess coverage shall be on
a follow-form basis over the required Auto Liability and General Liability
coverages.
Organized Athletic Activities and Athletic/Recreational Camps:
$5 million each Occurrence and Aggregate. Umbrella/Excess coverage shall be on
a follow-form basis over the required Auto Liability and General Liability
coverages.
Carnivals and Firework Displays, etc.:
$10 million each Occurrence and Aggregate. Umbrella/Excess coverage shall be
on a follow-form basis over the required Auto Liability and General Liability
coverages.
User acknowledges that failure to obtain such insurance on behalf of the District
constitutes a material breach of contract and subjects it to liability for damages,
indemnification and all other legal remedies available to the District. The facility
user is to provide the District with a certificate of insurance, evidencing the above
requirements have been met before the event.